I choose not to contract directly with insurance companies in order to remain responsible and accountable only to you. I should be considered an out-of- network provider. You will need to inquire with your insurance company as to your benefits in light of this fact. You are responsible for the full fee payment regardless of any insurance company’s arbitrarily set “usual and customary rates.” You are also responsible for completing and filing any insurance paper work and collecting any reimbursement. If you choose to file with your insurance company, please inform me due to the extra information required for you to send in to your insurance company – including the diagnosis of a “mental disorder”.